What I've been doing lately is using WaveSpeed AI. I'm too lazy to explain it, so here's an AI explanation:
WaveSpeed AI is a service that lets you use powerful AI image-generation models without having to install or run those models on your own computer. You install a free program called WaveSpeed Desktop, which provides the interface where you enter prompts, upload reference images, choose an AI model, and adjust settings.
When you click Generate, the program sends your instructions and images over the internet to WaveSpeed's powerful computer servers, which do the actual AI processing and create the image. The finished image is then sent back to your computer. In other words, your computer is essentially a remote control and display, while WaveSpeed supplies the computing power needed to run the AI.
You pay for the use of those remote computing resources through WaveSpeed's credit system. The advantage is that you can use sophisticated AI models without needing an expensive computer or graphics card of your own.
If you use their website interface, it won't allow you to make porn. But using the desktop interface allows you to do x-rated material, if you choose a model that doesn't have any inherent anti-porn filters (like seedream).
The desktop app also includes Z-Image, which runs for free on your own computer without using their servers at all. The downside is, unless you have a great home computer setup, it's very very slow.
There are also options for making videos, but I haven't tried those out.